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3
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GIC Today will sort through our provider network and send you the best third-party offers by phone or email to help you reach your goals faster.
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Your principal amount is 100% guaranteed with Guaranteed Investment Certificates (GICs)
Customise Your Solution
You can choose the term you want, a fixed or variable interest rate and you can opt to lock in your principal or access it at anytime.
Save on Taxes
Reduce taxes by holding your GIC within a Registered Plan, such as a Retirement Savings Plan (RRSP) or Savings Account (TFSA).
Cashable GICs
Get a guaranteed rate and the flexibility to cash out.
Non-Redeemable GICs
Invest your capital for a fixed time (term) for a fixed interest rate.
Market Linked GICs
Leverage the power of the stock market while keeping your investment safe.
Personal Redeemable GICs
Have the flexibility to access funds partially or fully as you need them.
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Disclaimer: Our website is designed to serve as an independent informational resource aimed at helping visitors easily compare publicly available Guaranteed Investment Certificate (GIC) rates from various Canadian financial institutions. It is important to understand that we are not a financial institution, financial advisor, or licensed entity authorized to provide financial products or personalized financial advice. We do not sell financial products, do not endorse or recommend specific GIC providers, and do not suggest that any particular GIC product or rate is suitable for any individual’s unique financial circumstances. The information on this website is strictly for general informational and educational purposes, and visitors should not consider it financial advice or a recommendation to make any specific financial decision. Our comparison service aggregates data on GIC rates and terms from a range of publicly accessible sources, such as financial institution websites and reputable third-party financial information platforms. This data is organized and presented in an easy-to-understand format for comparative purposes only. We do not alter, customize, or influence the GIC terms, rates, or product details we display, nor do we influence our search results based on partnerships, sponsorships, or financial compensation from GIC providers. We strive to keep this information accurate, current, and reflective of the publicly available details on the financial products listed. However, due to the dynamic nature of the financial market, the information we provide may not always reflect the latest updates or special terms. We encourage all visitors to verify the details on each financial institution’s official website and consult with a licensed financial advisor before making any financial commitment or investment decision. Additionally, our website does not enter into any direct financial agreements with users or providers. Inclusion of a specific financial institution or GIC product in our comparisons should not be interpreted as an endorsement or affiliation with that provider. Our goal is to offer a neutral and unbiased platform where users can see and compare a range of options available in the market. Each individual’s financial goals, risk tolerance, and investment needs vary, and we urge users to conduct their own research and seek professional advice before making any decisions. Your privacy is also important to us. By providing your personal information on our site, you consent to its use solely for the purpose of delivering information related to GIC rate comparisons. We do not sell, share, or distribute your personal data to third parties, except as necessary to offer our comparison services as described in our Privacy Policy. We are committed to protecting the confidentiality and security of your data. While we take care to ensure the accuracy and reliability of the content we provide, we do not guarantee the completeness, reliability, or suitability of the information. Any reliance on the information displayed on our website is at the user’s discretion and risk, and we disclaim liability for any direct or indirect losses or damages arising from the use of our content. By using our website, you agree to these terms and conditions. If you do not agree with any part of this disclaimer, we advise you to refrain from using our services.